PERSONAL001 — Personal Wallet Overview and Transfer Fees

Learn about holding funds in your personal Xtrm digital wallet and the transfer fees associated with moving money to banks, debit cards, prepaid cards, and gift cards.

Overview

Your Xtrm personal wallet allows you to receive, hold, and manage funds securely in multiple currencies. Holding funds in your wallet or sending money wallet-to-wallet is fast and fee-free. When you choose to cash out or transfer funds outside of your Xtrm wallet, standard network and processing fees may apply depending on the target destination.

Transfer Options:

You have several options to transfer funds from your XTRM Personal Digital Wallet:

1. Bank Transfer
   Send funds directly to your bank account anywhere in the world.

2. Digital Gift Cards
   Access over 1000 global digital gift cards, such as an Amazon digital gift card.

3. Reward Link
   A flexible gift card option that allows you to choose from a variety of rewards, including digital gift cards, prepaid cards, and donation options.

4. Prepaid Visa and MasterCard
   Opt for a prepaid virtual or plastic Visa or MasterCard for versatile use.

5. Personal Check
   Request funds to be sent via a personal check for traditional cashing.
   

Each transfer method has its own processing time and associated fees, so be sure to review the details when initiating a transfer.

Transfer Options

If you are an individual and have funds in your wallet and want to transfer out to another financial institution or a stored value option or check, these are your choices. Note that not all options are available in all countries.

	Bank Transfer	Rapid  Bank Transfer	Bank Check	Virtual and Plastic Visa	Reward Link	Digital Gift  Cards
Method	EFT (Electronic Fund Transfer such as ACH, Wire, SEPA...) Instant Transfer	Instant bank transfer using a linked debit card	Check mailed to individual or business	Online Instant Transfer	Link where recipients can choose whichever card they want	500+ Global Gift Cards
Geographical coverage	Global	USA	USA	Global	Global	Global
Fee	Low-value free  Local Currency High-Value Wire is $6.00 USD  High-Value Non-Local currency Wire $20.00 USD for individuals * †  Instant Transfer  1.5% + $0.25 capped at $15.00 USD USA Instant Transfer  1.5% + $0.50 capped at $15.00 USD	1.5% + $0.25 capped at USD $15.00	USD $2.50 or equivalent	Zero	Zero	Zero
Help on how to transfer	Help	Help	Help	Help	Help	Help

* A fee of $20.00 USD applies when funds are transferred to a domestic (U.S.) USD currency bank account by Wire transfer.
† A fee of $20.00 USD applies for cross border (international) non-local currency Wire transfers.

More Details.