Overview
Transferring your digital wallet balance to a Virtual Visa or Mastercard provides instant access to your funds for online, phone, and mobile app purchases. Virtual cards are issued globally and allow you to make secure transactions anywhere Visa or Mastercard digital payments are accepted.
Prerequisites Before Transferring
Verified Account: Ensure your personal profile is completed to 100% to meet standard identity compliance requirements.
Sufficient Balance: Confirm your wallet balance covers the total card value requested along with any applicable creation or processing fees.
Geographic Eligibility: Verify that your country of residence is listed under approved countries for virtual card issuance (see Personal Accounts: Approved Countries for Prepaid Visa & Mastercard Issuance).
Want to see how this works in real-time? Use the interactive demo below to click through the steps before reading the full guide.
Step-by-Step Instructions

Input the specific amount you wish to load onto the virtual card, then click Continue.

Double-check the card value, currency, and fees, then click Agree to the Terms and Conditions and click on Purchase.

Upon completion, your virtual card details will be issued. You will receive an immediate on-screen access link as well as a redemption email sent to your registered email address.
Your Prepaid Visa Reward redemption code will arrive by email. You will have 4 months to redeem your Promo code for a Visa Virtual Account. Once accessed, you'll have 7 months to use your account wherever Visa Debit is accepted online or over the phone. Or, choose a Physical Prepaid Card to be mailed to you (USD 3.00 shipping and handling fee will apply). Please note that some merchants may choose not to accept out-of-country currency at their discretion. If this occurs, pay for your purchase by another payment method and use your Visa Virtual Account at a different merchant. Also, note that a 2% Non-U.S. A currency Transaction fee will be applied if the merchant settles in a currency other than USD. The card is issued by The Bancorp Bank, Member FDIC, under a license from Visa U.S.A. Inc.
![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() |
| $USD Prepaid Visa or Mastercard | $AUD Prepaid MasterCard | $CAD Prepaid Visa | ₹ INR Prepaid Visa | ¥ CNY Prepaid UnionPay | €EUR Prepaid MasterCard | £GBP Prepaid MasterCard |
| $5-$1000 | $5-$750 | $5-$750 | ₹ 500-₹ 10,000 | ¥ 10 - ¥ 5000 | $5-$1000 | £5-£1000 |
Key Things to Know
Instant Access: Virtual card claim links and codes are generated immediately upon transaction confirmation.
Usage Restrictions: Virtual cards are designed strictly for online, over-the-phone, and mobile app purchases. They cannot be used at physical point-of-sale terminals or for cash withdrawals at ATMs.
Expiration Dates: Virtual card claim tokens typically expire within 3 to 12 months if left unclaimed. Once claimed, the issued card numbers remain valid through the expiration date printed on the virtual card.
Non-Refundable & Cancellation Policy: Once a virtual card is generated, the transaction generally cannot be cancelled or returned to your Xtrm wallet. If you require a card to be refunded, we can submit a request to cancel it on a best-efforts basis; however, a 25% fee will be deducted from the cancelled card value.
Redemption Flow
You will receive a Redemption Link and a Digital Token in an email to access your reward. The Redemption Link provides direct access to the reward, while the Digital Token acts as a backup if you lose access to the link or are logged out due to inactivity before completing redemption.
Example Email Notification
- Sender: no_reply@notifications.xtrm.com
- Subject Line: Your Virtual Prepaid Card is Ready!

Choose whether to receive a Virtual product (available instantly) or a Physical product (delivered by mail). If you select a physical card, any applicable creation/mailing fees will be clearly identified before you finalize your selection.

Upon clicking your chosen card option (Virtual or Physical), enter the required profile details—including your full legal name, address, and email—to complete card registration.

Virtual Cards: Card details display immediately on screen for instant online use.
Physical Cards: Order confirmation will display; your plastic card will be mailed to your specified address.

To secure your card for later use, you can deposit and save it within the digital wallet provided by Prepaid Solutions.

Approved Countries Directory
Prepaid Visa and Mastercards can be issued and activated in the following approved countries (organized by region):
| Country of Residence | CAD Issuance Allowed | EUR Issuance Allowed | USD Issuance Allowed | Other Country Issuance Allowed |
| Afghanistan | ||||
| Åland Islands | ||||
| Albania | ||||
| Algeria | ||||
| American Samoa | ||||
| Andorra | ||||
| Angola | ü | ü | ||
| Anguilla | ||||
| Antigua and Barbuda | ||||
| Argentina | ü | ü | ||
| Armenia | ||||
| Aruba | ||||
| Australia | ü | ü | ü | |
| Austria | ü | ü | ||
| Azerbaijan | ||||
| Bahamas | ||||
| Bahrain | ||||
| Bangladesh | ||||
| Barbados | ||||
| Belarus | ||||
| Belgium | ü | ü | ü | |
| Belize | ||||
| Benin | ||||
| Bermuda | ||||
| Bhutan | ||||
| Bolivia | ü | ü | ||
| Bonaire, Sint Eustatius and Saba | ||||
| Bosnia and Herzegovina | ||||
| Botswana | ||||
| Brazil | ü | |||
| British Indian Ocean Territory | ||||
| British Virgin Islands | ||||
| Brunei Darussalam | ||||
| Bulgaria | ||||
| Burkina Faso | ||||
| Burundi | ||||
| Cambodia | ||||
| Cameroon | ü | |||
| Canada | ü | ü | ||
| Cape Verde | ||||
| Cayman Islands | ||||
| Central African Republic | ||||
| Chad | ||||
| Chile | ü | ü | ||
| China (Virtual Only) | ü | |||
| Christmas Island | ||||
| Cocos (Keeling) Islands | ||||
| Colombia | ||||
| Comoros | ||||
| Congo (Brazzaville) | ||||
| Congo, Dem. Rep. | ||||
| Costa Rica | ü | ü | ||
| Cote d'Ivoire | ||||
| Crimea | ||||
| Croatia | ||||
| Cuba | ||||
| Curacao | ||||
| Republic of Cyprus | ü | ü | ||
| Czech Republic | ü | ü | ü | |
| Denmark | ü | ü | ü | |
| Djibouti | ||||
| Dominica | ||||
| Dominican Republic | ||||
| Ecuador | ü | ü | ||
| Egypt | ü | ü | ||
| El Salvador | ü | ü | ||
| Equatorial Guinea | ||||
| Eriteria | ||||
| Estonia | ü | ü | ü | |
| Ethiopia | ||||
| Falkland Islands (Malvinas) | ||||
| Faroe islands | ||||
| Fiji | ü | |||
| Finland | ü | ü | ü | |
| France | ü | ü | ü | |
| French Guiana | ||||
| French Polynesia | ||||
| Gabon | ||||
| Gambia | ||||
| Georgia | ü | ü | ||
| Germany | ü | ü | ü | |
| Ghana | ü | ü | ||
| Gibraltar | ü | |||
| Greece | ü | ü | ü | |
| Greenland | ||||
| Grenada | ü | |||
| Guadeloupe | ||||
| Guam | ||||
| Guatemala | ü | ü | ||
| Guernsey | ||||
| Guinea | ||||
| Guinea Bissau | ||||
| Guyana | ||||
| Haiti | ||||
| Honduras | ü | ü | ||
| Hong Kong | ü | |||
| Hungary | ü | ü | ü | |
| Iceland | ü | ü | ||
| India (Virtual Only) | ü | |||
| Indonesia | ||||
| Iran | ||||
| Iraq | ||||
| Ireland | ü | ü | ü | |
| Isle Of Man | ||||
| Israel | ||||
| Italy | ü | ü | ü | |
| Jamaica | ü | ü | ||
| Japan | ü | ü | ü | |
| Jersey | ü | |||
| Jordan | ü | |||
| Kazakhstan | ||||
| Kenya | ü | ü | ||
| Kiribati | ||||
| Kosovo | ||||
| Kuwait | ü | ü | ||
| Kyrgyzstan | ||||
| Laos | ||||
| Latvia | ü | |||
| Lebanon | ||||
| Lesotho | ||||
| Liberia | ||||
| Libya | ||||
| Liechtenstein | ||||
| Lithuania | ü | ü | ü | |
| Luxembourg | ü | ü | ü | |
| Macao | ||||
| Macedonia (former Yugoslav Republic of) | ||||
| Madagascar | ||||
| Malawi | ü | ü | ||
| Malaysia | ü | ü | ||
| Maldives | ||||
| Mali | ||||
| Malta | ü | ü | ü | |
| Marshall Islands | ||||
| Martinique | ||||
| Mauritania | ||||
| Mauritius | ||||
| Mayotte | ||||
| Mexico | ü | ü | ||
| Micronesia | ||||
| Moldova (the Republic of) | ||||
| Monaco | ||||
| Mongolia | ||||
| Montenegro | ||||
| Montserrat | ||||
| Morocco | ü | ü | ||
| Mozambique | ü | ü | ||
| Myanmar (Burma) | ||||
| Namibia | ||||
| Nauru | ||||
| Nepal | ü | ü | ||
| Netherlands | ü | ü | ü | |
| New Caledonia | ü | |||
| New Zealand | ü | ü | ||
| Nicaragua | ||||
| Niger | ||||
| Nigeria | ||||
| Niue | ||||
| Norfolk Island | ||||
| North Korea | ||||
| North Mariana Islands | ||||
| Norway | ü | ü | ü | |
| Oman | ü | ü | ||
| Pakistan | ü | ü | ||
| Palestinian Territories | ||||
| Panama | ||||
| Papua New Guinea | ü | ü | ||
| Paraguay | ü | ü | ||
| Peru | ü | ü | ||
| Philippines | ü | ü | ||
| Pitcairn | ||||
| Poland | ü | ü | ü | |
| Portugal | ü | ü | ü | |
| Puerto Rico | ü | ü | ||
| Qatar | ü | ü | ||
| Réunion | ||||
| Romania | ü | ü | ü | |
| Russia (Virtual Only) | ||||
| Rwanda | ||||
| Saint Kitts and Nevis | ||||
| Saint Pierre and Miquelon | ||||
| Samoa | ||||
| San Marino | ||||
| Sao Tome & Prin. | ü | |||
| Saudi Arabia | ü | ü | ||
| Senegal | ||||
| Serbia | ||||
| Seychelles | ||||
| Sierra Leone | ||||
| Singapore | ü | ü | ||
| Slovakia | ü | ü | ü | |
| Slovenia | ||||
| Solomon Islands | ||||
| Somalia | ||||
| South Africa | ||||
| South Georgia and South Sandwich Islands | ||||
| South Korea | ü | ü | ||
| South Sudan | ||||
| Spain | ü | ü | ü | |
| Sri Lanka | ||||
| St Barthélemy | ||||
| St Helena, Ascension, Tristan da Cunha | ||||
| St Kitts & Nevis | ||||
| St Lucia | ||||
| St Martin/Sint Maarten | ||||
| St Vincent & Gren | ||||
| Sudan | ||||
| Suriname | ||||
| Svalbard and Mayen | ||||
| Swaziland (Eswatini) | ||||
| Sweden | ü | ü | ü | |
| Switzerland | ü | |||
| Syria | ||||
| Taiwan | ü | ü | ||
| Tajikistan | ||||
| Tanzania | ||||
| Thailand | ü | |||
| Timor-Leste | ||||
| Togo | ||||
| Tokelau | ||||
| Tonga | ||||
| Trinidad and Tobago | ü | ü | ||
| Tunisia | ü | |||
| Turkey | ||||
| Turkmenistan | ||||
| Turks & Caicos | ||||
| Tuvalu | ||||
| Uganda | ||||
| Ukraine | ||||
| UN Interim Admin Mission in Kosovo (UNMIK) | ||||
| United Arab Emirates | ||||
| United Kingdom | ü | ü | ü | |
| United States | ü | ü | ||
| United States Minor Outlying Islands | ü | |||
| Uruguay | ü | ü | ||
| US Virgin Islands | ü | |||
| Uzbekistan | ||||
| Vanuatu | ü | ü | ||
| Vatican City State (Holy See) | ||||
| Venezuela | ||||
| Vietnam | ||||
| Wallis and Futuna | ||||
| Yemen | ||||
| Zambia | ü | ü |
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