FUND001 — How to Fund Company Wallets

Last updated: August 26, 2026

Xtrm provides flexible options for companies to fund their digital wallets. Funds can be transferred directly from your financial institution or received from customers and partners into company wallets for centralized management and high-volume disbursement.

Prerequisite: To fund any wallet, your account must be Advanced Services Approved. Approval ensures compliance with regulatory standards, unlocks access to additional funding methods, and increases transaction limits.

Funding Methods Overview

Availability of funding methods varies based on geography, and currency.

Method	Processing time	Fee	Notes
Payment card	Instant	3.4% + $0.25	USA only. Larger transactions may be reviewed for up to 12 hours.
Bank debit	2–5 business days	Free	Xtrm pulls funds from your linked account. USD, CAD, GBP, EUR, AUD. The account holder must reside in the currency's origin country; limited cross-border support for USD and CAD.
Bank transfer (ACH / wire / EFT)	3–5 business days	Free	You initiate the transfer from your bank. 37 supported currencies.
Invoice	3–5 business days	Free	Generates an electronic invoice within 24 hours containing bank transfer details for ACH or wire payment.
Named bank account	3–5 business days	Free	A virtual receiving account in your company's legal name for a single currency. Gives you local bank details for international payments without a local entity.
Currency exchange	Instant	FX rates apply	Convert and move funds between your existing currency wallets.

Don't send physical checks. Checks incur a $35 processing fee and take significantly longer to clear than ACH or wire.

Supported Currencies by Method

1. Bank debit

Bank debit lets you pull funds directly into your wallet from a linked bank account. A local bank account may be required in certain regions.

#	Currency code	Country	Name
1	AUD	Australia	Dollar
2	CAD	Canada	Dollar
3	EUR	Austria	Euro
4	EUR	Belgium	Euro
5	EUR	Cyprus	Euro
6	EUR	Estonia	Euro
7	EUR	Finland	Euro
8	EUR	France	Euro
9	EUR	Germany	Euro
10	EUR	Greece	Euro
11	EUR	Italy	Euro
12	EUR	Latvia	Euro
13	EUR	Luxembourg	Euro
14	EUR	Netherlands	Euro
15	EUR	Portugal	Euro
16	EUR	Slovakia	Euro
17	EUR	Slovenia	Euro
18	EUR	Spain	Euro
19	GBP	United Kingdom	Pound
20	USD	United States of America	Dollar

2. Bank transfer (ACH, iACH, or wire)

Fund your wallet in any of the 37 supported currencies below without currency conversion. Funding in currencies outside of the supported list is also available; however, the funds will be converted using the applicable foreign exchange (FX) rate.

#	Currency code	Country	Name
1	AED	UAE	Dirham
2	AUD	Australia	Dollar
3	BGN	Bulgaria	Lev
4	BHD	Bahrain	Dinar
5	BWP	Botswana	Pula
6	CAD	Canada	Dollar
7	CHF	Switzerland	Franc
8	CNY	China	Yuan
9	CZK	Czech Republic	Koruna
10	DKK	Denmark	Krone
11	EUR	Europe	Euro
12	GBP	United Kingdom	Pound
13	GHS	Ghana	Cedi
14	HKD	Hong Kong	Dollar
15	HUF	Hungary	Forint
16	ILS	Israel	Shekel
17	JOD	Jordan	Dinar
18	JPY	Japan	Yen
19	KES	Kenya	Shilling
20	KWD	Kuwait	Dinar
21	LSL	Lesotho	Loti
22	MXN	Mexico	Peso
23	NOK	Norway	Krone
24	NZD	New Zealand	Dollar
25	OMR	Oman	Rial
26	PLN	Poland	Zloty
27	QAR	Qatar	Riyal
28	RON	Romania	Leu
29	SAR	Saudi Arabia	Riyal
30	SEK	Sweden	Krona
31	SGD	Singapore	Dollar
32	THB	Thailand	Baht
33	TND	Tunisia	Dinar
34	TRY	Turkey	Lira
35	UGX	Uganda	Shilling
36	USD	United States	Dollar
37	ZAR	South Africa	Rand

Higher limits and support

To process higher volumes or raise your funding limits, contact [email protected].