XTRM Personal Digital Wallet Overview
Your XTRM Personal Digital Wallets store your money. Your account can have one or more personal digital wallets, one per currency.
You can choose to transfer securely to:
- Your bank account anywhere in the world.
- One of over 500 global digital gift cards (e.g., digital Amazon card).
- A generic gift card called "Reward Link" that lets you choose from a variety of popular rewards—including digital gift cards, prepaid cards, and donations.
- Prepaid virtual or plastic Visa and MasterCard.
- A personal check.
Transfer Options
If you are an individual and have funds in your wallet and want to transfer out to another financial institution or a stored value option or check, these are your choices. Note that not all options are available in all countries.
Standard Bank Transfer | Rapid Bank Transfer | Bank Check | Virtual and Plastic Visa | Reward Link | Digital Gift Cards | |
 |  |  |  |  |  | |
| Method | EFT (Electronic Fund Transfer such as ACH, Wire, SEPA...) | Instant bank transfer using a linked debit card | Check mailed to individual or business | Online Instant Transfer | Link where recipients can choose whichever card they want | 500+ Global Gift Cards |
| Geographical coverage | Global | USA | USA | Global | Global | Global |
| Fee | Low-value free High-value $6.00 USD for individuals | 1.25% + $0.25 capped at USD $15.00 | USD $5.00 or equivalent | Zero | Zero | Zero |
| Help on how to transfer | Help | Help | Help | Help |
* XTRM uses the lowest-cost method to transfer your funds to a bank. Depending on the country, the fee is usually zero, but the fee is capped at $6.00 regardless of the transfer size if no free transfer option is available. More Details.