XTRM Fee Overview
This document outlines the Fund Fees and Transfer Fees associated with using XTRM services. These fees apply based on the funding or transfer method selected and may vary by geography or transaction type.
1. Fund Fees
These fees apply to approved Advanced Services companies that fund their wallets for the purpose of making payments.
Bank Transfer | Bank Transfer | ACH Debit | Credit or Debit Card* | |
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Method | ACH | Wire | ACH Pull | Card Transfer |
Geographical Coverage | Global | Global | USA/Canada | USA |
Fee | Zero | Zero | Zero | 3.4% + $0.25 |
* Card usage is limited to specific volume thresholds.
2. Transfer Fees
These fees apply when transferring funds out of your XTRM wallet to a financial institution, a Virtual Visa or MasterCard debit card, a check, or a gift card.
Standard Bank Transfer | Rapid Bank Transfer | Bank Check | Virtual and Plastic Visa or Gift Card | Currency Exchange Fee (FX) | |
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Method options | EFT (Electronic Fund Transfer such as ACH, Wire, SEPA, etc.) Instant Transfer | Instant bank transfer using a linked debit card | Check mailed to individual or business | Instant transfer to a Visa virtual debit card or a gift card | Currency Conversion |
Geographical coverage | Global | USA | USA | Global | Global |
Fee | Low-value free High-value $6.00 USD for individuals $10.00 USD for companies * Instant Transfer 1.25% + $0.25 capped at $15.00 USD | 1.25% + $0.25 capped at $15.00 USD | $5.00 USD | Zero | 3.75% |
XTRM Transfer Method Types
- XTRM Choice:
- Low-value method: Free
- High-value method: $6.00 USD (individuals), $10.00 USD (companies)
- XTRM Direct:
- Low-value method: $15.00 USD
- High-value method: $25.00 USD (Fees apply in equivalent domestic currency)
* Additional fees may apply for non-local currency bank accounts.
XTRM always uses the lowest-cost method to transfer your funds. If your currency and country qualify under our Low-Value (LV) methods, your bank will be linked accordingly. If not, it will be marked as High-Value (HV), and the appropriate capped fee will apply.
A full list of low-value currencies and countries is available here: Bank transfer fees by local currency
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