PROD002 - Xtrm AnyPay™

Modified on Thu, 4 Jun at 1:03 PM

What is Xtrm AnyPay™ for Companies?

Overview

Xtrm AnyPay™ for Companies is a secure, cloud-based, digital wallet-centric payment platform designed to help businesses of all sizes send, receive, manage, and track payments globally.

Whether your organization processes a handful of payments or millions of transactions, Xtrm AnyPay™ streamlines payment operations by replacing slow, manual, and costly traditional payment methods. The platform supports payments ranging from small-value transactions to high-value transfers of up to $25 million, in virtually any currency.

With built-in security, compliance, tax reporting, and multi-currency capabilities, Xtrm AnyPay™ enables businesses to manage global payments efficiently while maintaining full visibility and control over their funds.

Key Benefits

Send payments globally in multiple currencies
Support transactions from small payments to high-value transfers
Eliminate manual payment processes and reduce errors
Manage funds through intelligent personal and business wallets
Maintain regulatory, compliance, and tax reporting requirements
Automate payment workflows through APIs
Track and reconcile payments in real time
Scale from self-service payment programs to fully integrated enterprise solutions

Intelligent Wallet Architecture

Xtrm AnyPay™ uses a linked and hierarchical wallet structure that allows businesses to manage funds more effectively.

Organizations can:

Create and manage multiple wallets
Track funds across users, departments, customers, or partners
Move funds between wallets securely
Support complex business models through connected accounts
Maintain detailed visibility into payment activity

This architecture enables businesses to map their operational structure directly to payment workflows and settlement processes.

Ways to Send Payments

Xtrm AnyPay™ offers two primary payment delivery methods:

Xtrm Choice™

Xtrm Choice™ allows organizations to send funds directly to a recipient's Xtrm wallet without requiring bank account details or extensive personal information.

Once funds are received, recipients can choose how they would like to access their money.

Available payout options may include:

ACH transfers
Wire transfers
Checks
Prepaid Virtual Visa® cards
Physical Visa® cards
Global digital gift cards

Benefits of Xtrm Choice™

Eliminates payment errors caused by incorrect banking information
Simplifies recipient onboarding
Provides recipients with payout flexibility
Includes currency exchange capabilities
Supports compliance and tax reporting requirements
Uses a single transaction process regardless of payout selection

Xtrm Choice™ Flow

Xtrm Direct™

Xtrm Direct™ allows businesses to send payments directly to a specified payout method selected by the sender.

Available delivery options may include:

Bank accounts
Wire transfers
Checks
Prepaid Virtual Visa® cards
Digital gift cards

Unlike Xtrm Choice™, recipients do not select the payout method. The sender determines how funds will be delivered.

Benefits of Xtrm Direct™

Direct payment delivery
Simplified payout processing
Suitable for payroll, vendor payments, rebates, commissions, and incentives
Supports mass payment programs

Xtrm Direct™ Flow

Payment Management Options

Organizations can manage payments in a variety of ways based on their operational needs.

Self-Service Portal

Use the Xtrm platform to:

Create payments
Manage recipients
Track payment activity
Monitor transaction status

File-Based Payments

Upload payment instructions through supported file formats for mass payment processing.

System Integration

Integrate payment workflows with:

ERP systems
CRM platforms
Accounting software
Internal business applications

Xtrm API (XAPI)

For advanced automation, businesses can leverage XAPI to:

Create recipients
Initiate payments
Manage wallets
Retrieve transaction information
Embed payment functionality directly into applications

Recipient Payment Options

Recipients can access funds through a variety of payment methods depending on program configuration and location.

Options may include:

Bank transfers
ACH payments
Wire transfers
Checks
Prepaid Virtual Visa® cards
Physical Visa® cards
Digital gift cards

This flexibility helps improve recipient satisfaction while reducing support requirements.

API and White-Label Integration

Xtrm AnyPay™ supports extensive integration capabilities.

Organizations can:

Connect with Salesforce and CRM systems
Integrate with ERP and accounting platforms
Automate payment workflows
Build custom payment experiences
Offer white-labeled payment solutions

Developers can use XAPI to fully embed payment functionality into existing platforms and applications.

Compliance and Tax Management

Xtrm AnyPay™ helps organizations meet regulatory obligations through built-in compliance and reporting features.

The platform supports:

Payment compliance requirements
Regulatory reporting
Tax reporting and documentation
Identity verification processes
Anti-money laundering (AML) controls

Security and Tracking

Security is built into every aspect of the platform.

Features include:

Secure cloud-based infrastructure
Transaction monitoring
Payment tracking
Audit trails
User access controls
Real-time payment visibility

Organizations can quickly identify, investigate, and resolve payment-related issues.

Global Payment Capabilities

Xtrm AnyPay™ enables organizations to send funds to recipients worldwide.

Supported capabilities include:

Global payment delivery
Multi-currency wallets
Currency exchange services
Cross-border payment support
Flexible recipient payout options

This allows businesses to operate internationally without relying on multiple banking relationships or payment providers.

Pricing

Xtrm AnyPay™ offers a straightforward pricing model.

Included Benefits

Low transaction-based pricing
Compliance and reporting support included

Pricing may vary depending on payment method, currency, destination country, and program configuration.

Contact Information

To learn more about Xtrm AnyPay™ for Companies, contact the Xtrm team:

Phone: 1-866-367-9289

Email: sales@xtrm.com

You can also submit your information through the Xtrm website to speak with a payments specialist about your business requirements.