Company Profile and History

Last updated: September 17, 2026

Xtrm is a global payment platform and embedded API, built on an intelligent digital wallet architecture. Since 2012, we've changed the way companies move money across borders — combining deep industry expertise, automation, and technology to cut manual work and deliver measurable ROI for everyone in the payment chain, from individual recipients to Global 100 enterprises.

What the platform does

The Xtrm platform lets consumers and businesses of any size send, receive, and manage payments across B2B, B2C, C2C, and C2B use cases.

Payout methods ACH, wire, Visa debit cards, virtual Visa, and over 150 multinational digital gift cards.

Global reach Support for 140+ currencies, with payments delivered to more than 120 countries.

Compliance built in Payments and foreign exchange are handled in line with tax, security, and financial regulations, including SOX, KYC, and AML requirements.

Embeddable by design Developers can embed the full wallet architecture into any web or mobile application as a white-label solution.

For a fuller overview of the platform, see Why Xtrm.

Company at a glance

Founded

2012

Founder and CEO

Richard Grogan-Crane

Business

Global payment technology — processing, platform, payments, and API

Ownership

Privately held, with no venture capital or private equity funding

Team

50 employees across 8 countries

Customers

More than 25,000 companies worldwide

Headquarters

Miami, Florida

Contact us

Call 1-866-367-9289 or email [email protected].